Twig is a financial technology, not a bank. Banking services in the United Kingdom provided by Modulr FS Limited who is regulated by the Financial Conduct Authority for issuance of electronic money under FRN 900573.
Banking services in the United States provided by Piermont Bank, Member FDIC In the US the Twig Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard is accepted